by Manuel Jr Crispino | Nov 22, 2022 | Uncategorized
If you need more borrowing power and wish to approach your lender about it, you should wait a few months. That way, the lender can see if you are a person who can be trusted with a loan. Lenders are more likely to approve a limit increase if the borrower has a history...
by Manuel Jr Crispino | Nov 15, 2022 | Uncategorized
If you are late with a payment or miss a payment entirely, you will be assessed a fine (usually around £12), and this infraction will be recorded on your credit report, which could affect your future access to credit. It’s also possible that the introductory 0%...
by Manuel Jr Crispino | Nov 11, 2022 | Uncategorized
A major perk of using a credit card is that all purchases above £100 are covered under Section 75 of the Consumer Credit Act. Your credit card company is jointly liable with the supplier, so if your items don’t arrive, are damaged in transit, or the supplier...
by Manuel Jr Crispino | Nov 7, 2022 | Uncategorized
Are you wondering what the difference between a traditional credit card and a regular prepaid card is? With a credit card, you can make a purchase now and pay for it later, usually with interest. Alternatively, with a prepaid card, you can only spend the money that...
by Manuel Jr Crispino | Nov 3, 2022 | Uncategorized
Yes. If you pay off your balance early, you won’t be charged any fees, unlike with a personal loan. Keep in mind that if your credit card has an initial 0% APR period, you must pay off the full balance before the introductory period ends and interest begins to...
by Manuel Jr Crispino | Nov 2, 2022 | Uncategorized
Generally, credit cards can be used abroad. But it might get pricey because of the international transaction fee most credit cards tack on to every purchase made overseas. Additional fees will be assessed for cash withdrawals, and interest will begin accruing on the...
