Express Credit Card

Instant Credit Access

In an ideal world, you could devote all the time necessary to your study in order to identify the ideal credit card—one that matches your spending preferences has an annual fee you can afford, and comes with advantages you can actually utilize.

However, you might not have the luxury of time to look around for the ideal card when an emergency occurs if the situation is urgent. Having access to express credit can be a lifesaver if you find yourself in a scenario where your heater breaks down in the dead of winter, your refrigerator breaks down, or you require an urgent car repair.

If you need immediate credit, you’ll want both express approval and the ability to get your card number instantly so you can start shopping.

In case of an emergency, it’s crucial to know what to anticipate when applying for your next credit card. Since each issuer has its own policies, the process is, unfortunately, not a precise science. Some issuers make it simple to get instant approval and your card details, while others need additional steps.